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Making data driven investing decisions
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Disclaimer
This is a site to publish my findings and research which are based on data science to aid you in your decision making process for investments in stocks and property, particularly in the Singapore market. This site may also contains affiliate links which I may receive a commission if you press on these links.
Please take note that all data and information provided on this site is for informational purposes only and do not represent investment advice. Posts presented are purely representations of my work. There is no guarantee on the accuracy, completeness, suitability or validity of any information on this site. Please consult a financial professional for professional financial advice.
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Maximising Wealth Through Property or Equities? Perhaps the Answer Is Both.
I recently ran a poll asking readers a simple question: if your objective is to maximise wealth, would you prefer to do it through property or equities? Interestingly, many preferred a combination of both. At first glance, this seems like the sensible answer. Diversification is one of the oldest principles in investing, and owning different assets should theoretically reduce our dependence on any single market. But if the objective is specifically to maximise wealth, diversif
datascienceinvestor
Aug 297 min read
Your Career and Your Home Are Not Separate Decisions. They Shape Each Other More Than You Think.
We often talk about career planning and housing upgrades as if they sit in separate compartments. “Should I take this higher-paying job?” “Should we buy a $2M or $2.5M home?” Most people make these decisions in isolation- evaluating salary, commute time, mortgage affordability, or interior space. But in reality, these decisions interlock . One impacts the other far more than most people realise. Over the past few months, as I discussed with like-minded individuals about long
datascienceinvestor
Nov 30, 20254 min read
Analyzing the Current State of the Singapore Property Market in 2024
The public housing scene is seeing a rosy 2024 so far. In the latest quarter, HDB resale index increased by 2.3%. This is the largest...
datascienceinvestor
Aug 4, 20244 min read
2024 Outlook: A Test for the Singapore Property Market
Just three years ago, few would believe that S$2000 psf for private homes in RCR (Rest of Central Region) and OCR (Outside Central...
datascienceinvestor
Dec 9, 20234 min read
Why I think the new HDB classification system might do little for the property market (for now)
I was all ready to listen to the National Day Rally two weeks ago. There are some property announcements which I am speculating that did...
datascienceinvestor
Sep 1, 20234 min read
Is Singapore housing affordable?
Yesterday, CNA released a rather insightful article on the Singapore property situation in Singapore. For those who are interested in the...
datascienceinvestor
Jul 23, 20234 min read
My showroom experience at The Reserve Residences
I have never written an article specially for any new launch project before. This article is probably the first one. Late last year, I...
datascienceinvestor
May 13, 20235 min read
The new cooling measures might create more questions than answers
The latest round of cooling measures is rather unexpected. The earlier round of cooling measures just happened last September. Just...
datascienceinvestor
May 1, 20234 min read
Are interest rates for home loans dropping soon?
The first two weeks of 2023 have been rather great for the market. S&P 500 grew by 4.67% YTD. Bitcoin prices grew by a staggering 23%...
datascienceinvestor
Jan 15, 20235 min read
Property Outlook 2023- What am I doing as a potential buyer
It's tough being a buyer in the markets today. I just sold off my private property a couple of months ago and am on the lookout for a new...
datascienceinvestor
Dec 25, 20224 min read
Things you should do on your own (without an agent) when purchasing a private property
I just recently sold off my private property. The sale couldn't have come in at a better timing (in a sarcastic way). Just 2 weeks after...
datascienceinvestor
Oct 15, 20224 min read
New cooling measures in less than a year? What does this mean?
At the stroke of midnight on Friday, the government released another set of cooling measures. This new set of cooling measures comes less...
datascienceinvestor
Oct 1, 20224 min read
This is essential for your new home purchase during these challenging times
The latest data shows that Singapore new private home sales in June has dropped to the lowest level since May 2020. At the first glance,...
datascienceinvestor
Aug 6, 20224 min read
Do this before you focus on your investment portfolio (in case recession strikes)
With every passing day, the chances of an upcoming recession increases. Just a few days ago, we had more experts highlighting that the US...
datascienceinvestor
May 22, 20223 min read
Be prepared to hold your property for a while if you are buying private condo
If you are buying a private condo now and hope to make some quick profits after 3-5 years, you might have to think twice about your...
datascienceinvestor
Mar 20, 20224 min read
Don't buy a second property for investment if you can achieve more than 5% CAGR with your portfolio
If your current investment portfolio is constantly achieving more than 5% CAGR and you are thinking of buying a second property for...
datascienceinvestor
Feb 8, 20225 min read
This simple action can potentially save you thousands on your mortgage loan
Beauty often lies in simplicity. That usually applies to investing or anything finance-related. For instance, many of us like to do our...
datascienceinvestor
Jan 23, 20224 min read
Cooling measures are not going to impact everyone in the same way
I wrote an article about the potential cooling measures which I think will be implemented in April this year. The article ages well. Most...
datascienceinvestor
Dec 18, 20216 min read
Private property: Buy or Rent? Free-to-use map included
I was recently listening to a podcast episode about buying or renting private property in Singapore on The Business Times Podcast...
datascienceinvestor
Dec 11, 20214 min read
Should you refinance your mortgage loan now? A recount of personal experience
In this current low interest climate, it's no surprise that many of us have been thinking about refinancing our mortgage loan. After all,...
datascienceinvestor
Oct 20, 20215 min read
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